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What is a Term Plan?
Term Plans are also known as Pure Protection plans. Here, the policyholder has to pay premium regularly or a one-time payment depending upon the type of policy purchased. A sum of money (death benefit) is paid to the nominee if the policyholder dies during the period for which he/she is insured (policy term). The policyholder also gets a range of options to get enhanced protection. Our Term Plans also provide protection to the policyholder in the form of cash payouts on diagnosis of 34 life threatening illnesses and terminal illnesses.
Presenting ICICI Pru iProtect Smart
Why choose ICICI Pru iProtect Smart?
ICICI Pru iProtect Smart is a term insurance plan that offers multiple options so that you get enhanced protection for yourself and your family at affordable premiums.
This plan gives you 360° protection on your life – you get large life cover to secure your loved ones. Also enrich your life cover with protection against accidental death and 34 life threatening illnesses.
Key Benefits :
Affordable protection for your family: Large life cover at affordable premium so that your loved ones are always financially secure.
Complete protection for you: Guaranteed cash payout up to Rs. 1 Crore to you for 34 life threatening illnesses.
Protection against disability: In case of permanent disability due to an accident, the policy continues with no further premiums to be paid
Accidental Death Benefit: In case of death due to accident, the nominee will receive double the sum assured.
Freedom to increase life cover: You can increase your cover amount at key stages of your life – like marriage and birth of your children.
100% cash payout in case of Terminal illness: If you are diagnosed with a terminal illness, we will pay you the complete sum assured.
Easy to buy: Buy a policy online anytime in just 10 minutes
Special premium rates: for women and non-tobacco users
Tax benefits: on premiums paid as per prevailing tax laws
For More information, Download the brochure.